Mortgage advisers hit the town 

Wednesday, June 19, 2013 2:08:00 PM Categories: Mortgages Whichers IFA

Two of our mortgage advisors, Samantha Agate and Samantha Cox, attended the Legal & General Mortgage Awards on Friday 14th June as a guest of our L&G consultant, Bob Adams.

The awards recognise lender activity over the last 12 months and were voted for by member brokers in March this year against a series of criteria including products, service, sales and marketing.

Sam A certainly enjoyed it more than her previous weekend (see post below).....

She is one Tough Mudder! 

Tuesday, June 11, 2013 2:06:00 PM Categories: Whichers IFA

Congratulations to Sam Agate for completing the Tough Mudder obstacle course on 7th June. It was for a very worthy cause, as Sam explains:

"The charity we were supporting was The Lullaby Trust (formally The Foundation for the Study of Infant Death). 2 of our team members and friends tragically lost their daughter at the tender age of 5 months. She sadly passed away in her sleep on 21 September 2008. The Lullaby Trust offered the family a huge amount of support both emotionally and through advice as they tried to come to terms with their loss"

You can read more about the charity here:

The team were made up of members of Total Body Fitness and put in an impressive 4 months of training to prepare for the event. And by the look of the pictures, it was certainly needed:

 And they're off!

 Sam (in the middle) about to jump

 Electrocution. Shocking....

 The best bit....the finish!

Same again next year Sam?


Good luck to Sam Agate! 

Monday, June 03, 2013 2:17:00 PM Categories: Whichers IFA

Good luck to Sam A on her 'Tough Mudder' event on 7th June. The event is described as follows:

Tough Mudder events are hardcore 12 mile-long obstacle courses designed by the Special Forces to test your all around strength, stamina, mental grit, and camaraderie. With the most innovative courses and 1,000,000 inspiring participants worldwide to date, Tough Mudder is the premier adventure challenge series in the world.

More details can be found here:

We all wish her luck and look forward to seeing some muddy photos from next week!!

Happy 50th Dave! 

Sunday, May 12, 2013 9:27:00 AM Categories: Whichers IFA


As of the 10th May 2013, Dave became half a century old! Some may be surprised by this, I thought he had reached this milestone some time ago.....

I'm sure you will all echo our congratulations and best wishes to Dave and we look forward to the next 50!

Here comes the sun! 

Monday, May 06, 2013 9:41:00 AM Categories: Whichers IFA

As I am sure you have all noticed, the sun has finally arrived, which contributed to a lovely bank holiday weekend. We have been making the most of it, getting the barbeque out, mowing the lawn (definitely needed!) and just generally laying around in the sun.

Hopefully we are past the cold, old days of winter and this should be the norm for at least a couple of weeks!

Meet our new member of staff!! 

Sunday, April 07, 2013 4:10:00 PM Categories: Whichers IFA


Meet Rory, our latest, and cutest, member of staff. He is working closely with John Burrows on all aspects of financial advice, particularly eating sticks and biting feet. He is yet to pass his Diploma but spends most evenings studying towards this.

UK to avoid triple dip recession 

Monday, April 01, 2013 9:32:00 AM Categories: Economy

The UK is set to avoid falling back into recession, according to the British Chamber of Commerce (BCC). They believes a strong performance by Britain's service industries during the first three months of the year has kept the economy growing. The weakness of the pound has also given exports a boost, it said.

The BCC's survey of more than 7,000 firms also showed improvements in the manufacturing sector, although employment had weakened.

David Kern, BCC chief economist, said the results suggested the economy had continued to grow in the first three months of 2013. He said this was contrary to the picture of the economy being painted by official figures. "These results provide a glimpse of the as-yet-distant sunlit uplands of recovery. The survey reinforces our assessment that recent [official] gross domestic product figures have exaggerated the weakness of the UK economy and the volatility in output," he said.

"If an announcement of negative growth in the first quarter is misleadingly described as a triple-dip recession, confidence will again be damaged unnecessarily."

Cyprus defends bailout deal amid recession fears 

Sunday, March 24, 2013 4:00:00 PM Categories: Europe

The government of Cyprus has defended a 10bn-euro bailout deal to save its banks from collapse, amid warnings the island faces deep recession. Laiki (Popular) Bank, the country's second largest, will be wound up, but small savers will be protected. Depositors with more than 100,000 euros ($130,000; £85,000), many of whom are Russian, face big losses.

Cypriot finance minister Michael Sarris said his country had avoided a "disastrous exit from the eurozone". But correspondents say Cyprus' economy will shrink sharply as offshore banking - its main industry - is effectively shut down.

President Nicos Anastasiades - who negotiated the deal with the "troika" of the EU, the European Central Bank and the IMF in Brussels - is to address the nation in the coming hours.

It is not clear when Cypriot banks will reopen, or when temporary restrictions on the movement of capital will be lifted.

Cyprus puts levy on bank accounts 

Sunday, March 17, 2013 4:10:00 PM Categories: Europe

People in Cyprus have reacted with shock to news of a one-off levy of up to 10% on savings as part of a 10bn-euro (£8.7bn; $13bn) bailout agreed in Brussels.  The controversial plan, negotiated with the European Union and International Monetary Fund, marks a radical departure from previous eurozone bailouts.

People with under 100,000 euros in their accounts would face a one-off levy of 6.75%, while anything above would get a one-time tax of 9.9%. Depositors would be compensated with the equivalent amount in shares in their banks. If it goes ahead, the levy would affect many non-Cypriots with bank accounts, including UK expatriates. However, depositors in Cypriot banks' operations outside the country would not face a levy.

If you have any concerns about this or would like to discuss it further please get in touch.

UK housing market shows sales lift 

Monday, March 11, 2013 3:28:00 PM Categories: Mortgages

UK house sales hit their highest level in more than two-and-a-half years in February, but the figures do not signal a housing boom, surveyors say. The Royal Institution of Chartered Surveyors (Rics) said nearly 17 homes were sold per surveyor in the three months to February.

The rise in sales was set to continue, Rics said, even though inquiries from potential buyers had failed to pick up since January's cold snap. Prices were also relatively unchanged.

The number of homes being sold at present in the UK is about half the total seen in 2007 before the financial crisis hit, according to figures from HM Revenue and Customs. The housing market has had little momentum in recent years, although a number of government schemes have assisted the market for new homes.

However, many borrowers have found it tough to raise the deposit required by lenders to secure a home loan.

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